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Fund Your Business Growth With our BankBreezy Platform!

One Stop = Best Offer From Multiple Providers

Apply Now And Fuel your Business with Up To $2 Million This Week.
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Our Meet Or Beat Guarantee

Get $500 if BankBreezy cannot meet or beat your best funding offer!*

Simple And Fast

Receive a decision within 1 day and capital up to $2,000,000 as soon as 1-2 business days.

Small Business Focus

Specializing in small businesses, we work to get you money while you remain focused on your business.

Top Rated Providers

We only represent transparent, top rated, quick-turnaround providers with over $10 billion dollars funded so far.

Use As You Choose

Need to expand or take advantage of volume discounts? It’s your business, you decide how its used.

Qualification is simple! Do you qualify?

The minimum qualifications of our providers are less intensive than those of banks. We focus on getting you quick approval and fast capital.

Time In Business

Only need a minimum of 4 months in business

Location

Serving Businesses anywhere in the U.S. or Canada

Personal Credit

Personal credit score must be at least 500+

Monthly Revenue

$5K+ Monthly Revenue. Not doing $5k+ month? Try our Self-Employed Option In Menu above

Industry

Over 700 different industries served

Why Are We Better?

DAC identifies and represents only the most reputable capital providers. We provide capital faster than a traditional bank with less intensive qualifications. Your revenue is valued most, rather than your credit score.

More Affordable

Our fundings are typically up to 50% less expensive than a traditional merchant cash advance.

Fast Capital

You submit your application and we provide you with a fast decision.

Automatic Payment

You are setup with regular fixed payments so that you don’t have to worry about surprise obligations.

But seriously, how do our providers compare?

  DAC/Bank Breezy Most Banks Credit Card Advances
The Fastest Capital (Funded In Days) YES NO NO
Value Cash Flow More Than Credit Score YES NO YES
Bad Credit Ok (only 500 FICO Score Needed) YES NO YES
Unsecured (No Collateral Needed) YES NO YES
Minimal Amount of Paperwork YES NO NO
Repeat Customer Benefits YES NO NO
Simple Presentation of the Total Cost of the Capital YES NO NO
Note: Your capital or advance size, term and cost of capital will be based on our provider's analysis of your business as well as your history with DAC, if applicable.

 

Easy business capital.
Pricing per dollar & basic qualifications.

Total payback costs from 18¢-50¢ per borrowed dollar. Ex: Borrow $10,000 pay back $12,000-$15,000. Terms from 3-24 months

 

With a 6 month term, your total cost can be as low as 18¢ per dollar.

Average cost is 35¢ (eg: receive $10,000, pay back $13,500).

Typical funding amount is $40,000.

 

 

With a 12 month term, your total cost can be as low as 18¢ per dollar.

Average cost is 39¢ (eg: receive $10,000, pay back $13,900).

Typical funding amount is $80,000.

 

 

With a 24 month term, your total cost can be as low as 20¢ per dollar.

Average cost is 45¢. (eg: receive $100,000 pay back $145,000)

Typical funding amount is $130,000.

 

Origination Fee

 

0%-5% of capital for your first funding (deducted from your capital advance at time of funding).

Example: $100,000 funding with 2% fees. $2,000 fee would be deducted from the funding, so $98,000 would be wired to you.

 

Minimum Qualifications

 

*Eligibility for the lowest prices shown above are reserved for customers with the strongest cash flows and credit profiles. Returning customers with the strongest credit profiles and excellent payment history on prior capital products from DAC are eligible for our even lower premier rates.

 

 

Ready to get funded? Receive your decision in minutes.

100% Online Application

Complete the online application by clicking below.

Upload Documents

During the online application process you will upload 3 months of bank statements (PDF), a voided check, and a copy of your drivers license.

Receive Offers

We will provide you with the best funding offers within 1 business day-and as fast as 1 hour.

For the $500 Meet or Beat Guarantee, applicants must demonstrate a consistent monthly revenue of $20K or more for each of the past three consecutive months and should have been operational for at least 12 months prior to applying. Competing offers from other funders must be presented in detail and MUST originate directly from the proposing funder, with photocopies, scans, or other reproductions possibly not being accepted. At the time of presenting a competing offer, clients must not have already committed to a funding agreement related to said offer with another financier. This guarantee does not cater to industries deemed high-risk, including but not limited to transportation, real estate, construction, and adult entertainment. Furthermore, applicants should have a clean financial history with no funding defaults or derogatory payment behaviors. The $500 guarantee will be awarded once a copy of a funding contract from an alternative lender has been received and validated, showing successful funding. This promotional offer becomes void 72 hours after its presentation to a potential client and is solely applicable to Revenue-Based Funding Offers. The term "best offer" specifically refers to the "cost of capital" and the repayment amount. We hold the right to amend or retract this offer without prior intimation. All funding agreements hinge on positive credit reviews, exhaustive background checks, and a conclusive bank verification process. Some exclusions might apply. While the guarantee is offered predominantly in the USA, it is not applicable in states like California, Nevada, New York, Utah, Virginia, North Dakota, South Dakota, Montana, or in regions where such best-offer guarantees are prohibited by law. Previous or existing clients of our company are expressly exempt from this offer.